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The basics

How does a SIP work?

A Systematic Investment Plan is a way of investing a fixed amount at regular intervals. It turns an investment decision into a recurring habit rather than a series of one-off decisions.

The amount, frequency and product are only part of the picture. Time horizon, cash-flow stability and your capacity to stay invested through market movements matter too.

A calculator can show an illustration of how contributions and an assumed rate interact. It cannot tell you what a future return will be, whether a product is suitable or how a market will behave.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Illustrations assume a constant return and are not forecasts or guarantees.