Planning tools
SIP calculator
Explore how a monthly investment, time horizon and illustrative annual rate interact.
Use the illustration as a starting point.
Change the assumptions, note what moves the result, and bring the questions into a conversation. The output is not a forecast or a recommendation.
- Annual return is editable, not fixed at 12%
- Rounded values are for display only
- Market movement, taxes and charges are not modelled
See what consistency can build.
Explore a monthly investing habit with a fixed illustrative return.
Illustrative, assumes a constant return. Not a forecast or guarantee.
How to read the result
Look at which assumption has the greatest effect. A longer horizon, a different contribution amount or a different assumed rate can change the illustration materially.
Do not treat the displayed figure as a promise of what an investment will be worth. The model is intentionally simpler than a real portfolio.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Illustrations assume a constant return and are not forecasts or guarantees.
Questions worth asking
Clear answers, without the fine-print fog.
Are the calculator outputs guaranteed?+
No. They assume a constant return and are illustrative only, not forecasts or guarantees.
What rate convention is used?+
User rates are treated as effective annual rates and converted to a monthly rate using (1 + annual rate)^(1/12) − 1.
Are taxes and charges included?+
No. Product-specific costs, taxes, market movement, unit allocation and other details are not modelled unless explicitly stated.
Keep exploring
Important context
Illustrations assume a constant return and are not forecasts or guarantees. Actual outcomes can differ materially. Review product documents and understand the risks before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Illustrations assume a constant return and are not forecasts or guarantees.